ARTICLES
Below are articles written by Andrea Beatty, ordered from most recent to least recent.
Andrea has also written many articles featured on the Piper Alderman website, click here to view and read.
2021
September 2021 - Privacy Law Bulletin Vol 18.5 - 'You can't ask that: vaccination status'
July 2021 - Financial Services Newsletter Vol 20.5 - 'ASIC singling out irresponsible managers'
May 2021 - Privacy Law Bulletin Vol 18.2 - 'Under construction: a direct route to enforcing privacy'
April 2021 - Financial Services Newsletter Vol 20.2 - 'The future of data breaches'
February 2021 - Privacy Law Bulletin - 'The future of data breaches'
December - Super ban on super funds
December - Banking & Finance Summary Updates - December 2020
December - Legalwise Insights - 'You Have the Right to Remain Private'
December - Financial Services Newsletter Vol 19.9
- 'Is it responsible to remove "responsible lending"?' is at page 112
- 'The DL on BNPL: ASIC's update on the buy now pay later industry' is at page 116
- '5th Annual Legalwise Credit Law Conference' is at page 121
November - Responsible lending changes consultation released today
October - CBAs gamble lands them $15,000 out of pocket
October - Life's a Beach for CFD issuers
October - 30 years of credit and COVID-19 - Informa Credit Law Conference presentation slides
August - Privacy Law Bulletin - 'How to notify a data breach in 30 days'
August - Financial Services Newsletter Vol.19.5
- 'Winner winner wagyu dinner: ASIC loses appeal in Westpac responsible lending case' at page 48
June - Electronic signatures, remote witnessing and COVID-19
June - "COVIDSafe" privacy safe? Is Big Brother concerned for your health?
June - The final tranche in the move against CCI products
June - Banking & Finance Summary Updates
May - 'Australia' chapter in The Banking Regulation Review 11th edition
April - Make sure your business is COVered from COVID-19
April - ASIC's new regulatory framework for foreign financial services providers
April - Cashed up consumers from Cash Converters settlement
April - Banking & Finance Summary Updates
March - Financial Services Newsletter Vol 18.10
- Product intervention power 2.0: is the ACCC's proposal copycat power poised to disrupt the consumer product space?
- 4th Annual Credit Law Conference
March - Butterworths Corporation Law Bulletin
- Walking the line between general and personal advice: Australian Securities and Investments Commission v Westpac Securities Administration Limited
- Australian Securities and Investments Commission v Westpac Banking Corp (Liability Trial)
March - Credit reporting and the consumer data right
February - APRA details discussions on digital wallet regulatory framework
February - It's raining consultations: What draft legislation has the government dropped in 2020?
February - Banking & Finance Summary Updates
2020
2019
December - TAGLaw re-published 'The Consumer Mortgage Experience: Do Lenders Shape Up?'
November - ASIC targets Banking Royal Commission Case Study: Has judgment day begun?
November - Personal advice or general advice? The Full Federal Court decides
November - Banking & Finance Summary Updates
November - ARCA 2019 National Conference Powerpoint
November - ARCA 2019 National Conference Handout
October - Australian Securities and Investments Commission v Westpac Banking Corp (Liability Trial)
October - Open Banking moving forward with rules released and fintechs chosen for testing
October - ASIC target car yards in newest proposed use of the product intervention power
October - Banking & Finance Summary Updates
September - Fintech regulation in Australia
September – The consumer mortgage experience: do lenders shape up?
September - Other things to take note of this month
August - Pointing the finger at privacy law: Fair Work Commission's new take on when a direction is lawful and reasonable
August - Westpac wins responsible lending case against ASIC
August - APRA applies additional requirements to three major banks in response to self-assessments
August - ASIC v Kobelt [2019] HCA 18 - Supplying "book up" credit to an Indigenous community
August - ASIC sues ANZ for misrepresentations and unconscionable conduct over account fees
August - ASIC finds CCI has 'consistently failed consumers'
July - ASIC ensures licensees meet their AFCA membership obligations
July - ASIC releases public submissions in response to Consultation Paper 309 - Update to RG 209: Credit licensing: Responsible lending conduct (CP 309)
July - ASIC releases two Information Sheets regarding new whistleblowing laws
July – Privacy Law Bulletin
July – Financial Services Newsletter
June - OAIC releases its 12-month Notifiable Data Breaches report
June - APRA consulting with ADIs on APP 223
May - Westpac and ASIC back in the ring following rejected settlement
May - Fair Work Commission's surprising interpretation of the Australian Privacy Principles
May - One of the world's largest crypto exchanges hacked for 7,000 Bitcoins
April – Banking & Finance Insights
March – Financial Services Newsletter
February – Banking Royal Commission Rundown: The Findings of the Final Report
February – Banking Regulation Review chapter
February – Financial Services Newsletter
February – ASIC announces intention to update RG 209
January – Banking and Finance Law Bulletin
January – Responsible lending update – ASIC vs Westpac Banking Corp
January – ASIC reviews “Buy Now Pay Later” Industry
2018
December – Top 5 tips for keeping on top of the AML/CTF laws
November – Unfair contract terms for small business update
November – From breach to remediation – what is taking financial firms so long
Reg Talk – October
October – Does Sir Cliff Richard’s case bring Australia’s privacy laws out of the shadows?
October – Australia’s new data sharing and release framework
October – Productivity Commission report into competition in the Financial System
October – Westpac’s $35 million fine – has the first domino fallen for responsible lending penalties?
October – Part 1: 28th annual Informa Credit Law Conference (5 to 7 September 2018) – Day 1
October – Parts 2 and 3: 28th annual Informa Credit Law Conference (5 to 7 September 2018) – Days 2 and 3
September – Fintechs receive Code of Lending Practice
September – Are reverse mortgages helping or hindering older Australians?
September – ASIC’s review of credit card lending
RegTalk – September
RegTalk – August
RegTalk – July
July – Unfair contract terms and small business: have you checked your contracts?
Financial Services Newsletter (page 19)
March – Dawn of a new era for credit reporting
February – Financial product design and distribution obligations and ASIC product intervention power one step closer to implementation
2017
August – Constitutional issues raised by South Australia’s proposed major bank levy
May – Tabcorp pays record penalty for AML-CTF shortcomings
March – Privacy Commissoner v Telstra case note
February – Williams Group v Crocker – creditors beware – guarantees and e-signatures
2016
December – Mandatory reporting for data breaches
December – Legalwise credit law seminar day 2
December – Legalwise credit law seminar day 1
October – Insurance through car dealers
August – Challenges and changes for financial services sector
June – Update unfair contract terms small business
March – Getting serious about data breach reporting
2015
November – When change is our only constant regulatory developments in credit
November – Small businesses unfair contract terms protection starts 13 November 2016
May – Credit cards are no longer the exclusive territory of ADIs
April – Financial services update – recent developments and what’s next part 3
February – Legislative framework for crowd sourced equity funding on the horizon
2014
December – Financial services update – recent developments and what’s next part 2
November – Financial services update – recent developments and what’s next part 1
September – Shoring up customer identification in the AML era
August – Debt collection – old principles new approaches
2013
December – Financial services update – recent developments and what’s next part 3
November – Financial services update – recent developments and what’s next part 2
October – Financial services update – recent developments and what’s next part 1
September – OAIC releases new guidances on Australian Privacy Principles
September – Book review – Corporate information and the law by Leif Gamertsfelder
July – Privacy law reform what is the impact for financial services organisations
June – Privacy changes simplified
May- Practical impact of the privacy reforms
January – Consumer credit and privacy reform agenda
2012
November – ABC v Lenah Game-Meats – more than 10 years on
August – Anticipating and managing reactions to changed privacy policies – lessons from Google’s experience
June – Holding the gatekeepers of the financial system to account ASICs updated and increasingly transparent approach to enforcement
May – Key duties for complying with ASICs ongoing ACL requirements
March – Is there a silver lining to Australian government agencies using the cloud or in the current climate? Does this concept herald a privacy storm?
2011
November – Consumer credit and privacy update – what’s news and the year in review
November – A privacy stock take where are we up to
October – Understanding your ACL obligations responsible manager training
October – Do we need a statutory cause of action for serious invasions of privacy?
July – Ban on home loan exit fees
March – The governments proposed exit fees ban
2010
November – Consumer credit whats news and the year in review
July – Treasury green paper credit reform
July – Privacy reforms Government releases new draft Australian Privacy Principles
July – Ensuring home loan early exit fees and establishment fees are not unfair or unconscionable ASIC draft guidance
January – Personal property securities reform impact on the IT sector
2009
September – Implementing the new consumer credit regime
March – New national consumer law implications for the financial services industry
March – Major privacy law changes
January – Changes to credit law responsible lending
2008
November – Major privacy law changes
October – A new structure for credit regulation
June – AML CTF what else is needed – an analysis of exceptions
March – New national scheme for the regulations of finance brokers
2007
2005
